Be ready for Christmas this year with a Christmas Club account.  The Christmas Club account is a great way to save a little each pay period and have a nice savings accumulated for Christmas shopping.  Here is how it works: 

1.  Open Account - Open a Christmas Club account today.  Your same account number will be used, a new suffix will be opened.

2.  Start Depositing - Having money deposited into the account each pay period is easy.  Just complete a direct deposit form.  You can change the amount or cancel this option an any time.  You can also make over the counter deposits if you prefer.

3.  Watch it Grow - The money deposited into this account earns a dividend rate with a $100 minimum average daily balance to obtain disclosed annual percentage yield.  The dividends are paid monthly and you will receive a statement quarterly. 

4.  Get Ready to Shop - The money is transferred to your primary savings account on October 1st.  Once the money has been transferred, it's all yours.  The account will start again for the next  year.  Just think, $10.00 a week means $520.00 + interest if you participate for a full  year.