Avoid the hassle of bounced checks with automatic overdraft protection. And if you do, you'll also save by avoiding non-sufficient funds charges and other charges a merchant may charge you.

How it Works

* A credit line from $500.00-$5000.00 may be established. (Credit Approval Required)

* Should your account become overdrawn money will be advanced from your credit line in increments of $25.00 to pay the item/items.

* No service fee or charge for advances

How payments are made

* A minimum monthly payment will be established based on credit limit.

* The payment will automatically be withdrawn from your primary savings the last day of the month. As with any credit line your monthly payments will replenish your credit line.

* The overdraft protection line can be paid in full at anytime, you only pay the amount used plus any interest.

Contact a Credit Union loan officer today to have a line of credit connected to your checking account to protect you 828-901-5101 or email Patrick.Featherstone@corning.com.