We make buying a new or used car easy. You can find the values of vehicles, apply online, calculate payments, be pre-approved and ready to shop right from your keyboard. Here's how simple it is:
1. Get Approved- You can
call (Hickory Area) 828-901-5013. You are eligible for vehicle loans immediately upon joining the credit union. Once we receive the application we can pre-approve you for your next car purchase. We will let you know
how much your monthly payment could be and the maximum purchase price amount.
2. Find A Car- Save yourself time and money by knowing the values of your current car and the car you are considering purchasing. Find out vehicle fuel economy information.
Once you have decided to purchase a car, have the dealer fax the credit union the sales sheet with the vehicle information and pricing. If you are purchasing from an individual additional information may be
needed.
Find A Car Value
**Financing for new vehicles will be based on the MSRP or final sales price, whichever is less.
**Credit Union financing for used vehicles will be based on the AVERAGE RETAIL VALUE, not including additional options.