Dreaming of a new motorhome for retirement?  Looking for a new boat for those hot summer days? The credit union has several options for financing motorhomes to motorcycles. Here is how simple it is: 1. Complete Application- Complete a loan application either online or call (Hickory Area) 828-901-5290 or (Outside Hickory Area) 800-728-8088. You are eligible for recreational vehicle loans immediately upon joining credit union. Once we receive the application we can pre-approve your purchase or help you refinance a current loan. We will let you know how much your monthly payment could be and the maximum purchase price amount. 2. Approval Process-Most loan request will receive a response within 24 hours. The approval of the loan is dependent upon such criteria as ability to pay, credit history, and purpose. If the credit union is unable to approve your request, you are entitled to and will receive an explanation of why the loan cannot be approved. 3. Finding The Vehicle- Save yourself time and money by knowing the values. Once you have decided to make a purchase, have the dealer fax the Credit Union the sales sheet with the vehicle information and pricing. If you are purchasing from an individual, a Vehicle Condition Report will be needed, found with the applications or give us a call we'll be happy to send you one. 4. Payment Options-Setting up payroll deduction to your account is the most convenient and worry free payment method. Payroll will deposit a designated amount to your account each pay period and the last day of the month the loan payment will be automatically withdrawn from your primary savings account. You may also, make your payments using a coupon book. Your loan can be paid off at anytime with no penalty.

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