The Visa card is the number one payment card in the world. If you're a Visa cardholder, you can use your card to pay for purchases at more than 18 million merchant locations. You can also use your card to obtain cash at more than 531,000 Visa ATMs and at more than 400,000 Visa Member offices in 120 countries.

Convenience, cash access, and buying power 24 hours a day around the world. That is the advantage of carrying a credit union VISA credit card or VISA debit card.  There are differences in the cards that you should be aware of before using the cards.  One thing that is the same is you can earn rewards with both cards and you can combine your rewards points to earn gifts.  Check out our rewards site for your points.

Which Credit Union Card Is Right For You?

VISA CHECK CARD
* May be used for purchases wherever VISA is accepted and comes directly out of your checking account
* ATM withdrawals are subject to a fee from the owner of the ATM, usually $1.25 or more
* The credit union will not double charge you for your first 4 ATM transactions per month, 4 at no charge and then there is a $1.00 charge for each additional withdrawal
* No charge when using the card to make purchases
*After hours contact 1-800-472-3272

VISA CREDIT CARD
* Revolving Credit limit up to $10,000
* No Annual fee and Fixed Rate
* Can be used for making purchases and Cash Advances
* Useful in establishing credit history
* Grace Period for purchases
* Contact customer service/Activate your card at 877-222-2741

Check out this brief synopsis of the Pros & Cons on the cards so you know when it is best to use your debit card and when it is best to use your credit card. 

Our Visa Platinum Credit Card Program now allows you to earn points for every purchase and additional points for shopping at participating retailers then redeem them for millions of items online. If you have a CCSCU debit card, you’ll earn points even faster! Our new rewards website is www.uchooserewards.com