Convenience, cash access, and buying power 24 hours a day around the world. That is the advantage of carrying a credit union VISA credit card or VISA debit card.  There are differences in the cards that you should be aware of before using the cards.

Which Credit Union Card Is Right For You?

VISA CHECK CARD
* May be used for purchases wherever VISA is accepted and comes directly out of your checking account
* ATM withdrawals are subject to a fee from the owner of the ATM, usually $1.25 or more
* The credit union will not double charge you for your first 4 ATM transactions per month, 4 at no charge and then there is a $1.00 charge for each additional withdrawal
* No charge when using the card to make purchases

VISA CREDIT CARD
* Revolving Credit limit up to $5000
* No Annual fee and Fixed Rate
* Can be used for making purchases and Cash Advances
* Grace Period for purchases
* Contact customer service at 1-800-808-7230
* To activate a new card, call 1-800-456-6870

Check out this brief synopsis of the Pros & Cons on the cards so you know when it is best to use your debit card and when it is best to use your credit card. 

You can pick up a Visa Credit Card application at your Credit Union or contact the Credit Union to have one mailed to your home.