What would happen to your ability to make your regular loan payments if you were to leave work due to illness or injury? Many times disability coverage with your employer will only pay a percentage of your normal salary. What would happen if you were to die leaving those same loan payments for your estate to handle? We believe that these are burdens you should not have. The Credit Union offers low cost Credit Disability and Life Insurance protection for your loans: * Your loan payments are protected in the event of sickness or injury resulting in disability. * Benefits begin on the 1st day of disability, after you have been disabled for at least 30 days. * In the event of your death, credit life insurance pays the insured balance of your loan, up to $15,000. * Coverage costs just pennies a day. DISABILITY COST- .17 cents per $100 of your monthly loan balance The premiums are much less than what most lenders charge. The maximum coverage per loan account is $30,000 for disability and $15,000 for life. The maximum monthly benefit for disability is $600. You are eligible for insurance up to age 66 for disability and age 70 for life. Current coverage will stop once you reach that age.

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